Any office of Fair Trading (OFT) while the Consumer Credit Act 1974 Before 2014, the regulator for this type of credit was the OFT april. The Consumer Credit Act 1974 (CCA) put down the factors that the OFT needed seriously to consider whenever determining whether to offer company a credit licence. The OFT additionally asked loan providers to accomplish a borrower-focussed evaluation of affordability. This is to see if the prospective debtor...Read More
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